Not by name alone
Lenders can differ in income calculation, credit rules, property eligibility, down payment, reserves, state coverage and process.
Mortgage lenders · broker-led comparison
Compare mortgage lenders for your situation
One lender may fit W-2 income, another may handle business income more effectively, and another may focus on investment property or home equity. USA Real Property helps compare available options by rate, complete payment, closing costs, documentation and property requirements.
50
Partners
The directory brings together wholesale platforms, banks, credit unions and specialty lending options.
Broker-led comparison
USA Real Property first reviews the goal, state, income, debts, funds and property, then identifies lenders worth checking.
Clear next steps
You get lender options worth reviewing, a clearer document list and a plain-language explanation of possible limitations.
All goals
All lender types
Lenders found: 50
UWM
Wholesale mortgage lender
UWM: broker-only platform with a broad purchase, refinance and equity menu. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageFHA loan
- Conventional mortgage
- FHA loan
Newrez, LLC Wholesale
Wholesale mortgage lender
Newrez, LLC Wholesale: agency lending plus a clearly published Smart Series of alternative-documentation programs. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageFHA loan
- Conventional mortgage
- FHA loan
Pennymac TPO
Correspondent mortgage lender
Pennymac TPO: delegated and non-delegated correspondent delivery rather than a typical direct borrower channel. A comparison still depends on the goal, state, income, property and current program rules.
Correspondent deliveryConventional mortgage
- Correspondent delivery
- Conventional mortgage
PRMG
Wholesale mortgage lender
PRMG: multi-channel mortgage lending with broker, correspondent and direct-lending access. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageFHA loan
- Conventional mortgage
- FHA loan
Equity Prime Mortgage (EPM)
Wholesale mortgage lender
Equity Prime Mortgage (EPM): broker-focused product breadth spanning government, conventional and alternative programs. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageFHA loan
- Conventional mortgage
- FHA loan
The Loan Store
Wholesale mortgage lender
The Loan Store: wholesale-only access with standard loans, alternative income, home-equity and investor options. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageFHA loan
- Conventional mortgage
- FHA loan
REMN
Wholesale mortgage lender
REMN: Homebridge wholesale access with a broad core menu and a separately published HELOC program. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageFHA loan
- Conventional mortgage
- FHA loan
Windsor
Wholesale mortgage lender
Windsor: wholesale loan options that combine agency lending with non-QM and investor-oriented routes. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageFHA loan
- Conventional mortgage
- FHA loan
PwrTPO
Wholesale mortgage lender
PwrTPO: third-party origination with current educational material for DSCR, bank-statement and 1099 scenarios. A comparison still depends on the goal, state, income, property and current program rules.
Non-QM mortgageBank-statement income
- Non-QM mortgage
- Bank-statement income
Union Home-Sierra
Wholesale mortgage lender
Union Home-Sierra: Union Home wholesale access with an explicitly published home-equity line option. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageFHA loan
- Conventional mortgage
- FHA loan
Newfi Wholesale
Wholesale mortgage lender
Newfi Wholesale: alternative-documentation lending alongside conventional, jumbo and second-lien programs. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageJumbo mortgage
- Conventional mortgage
- Jumbo mortgage
JMAC Lending
Wholesale mortgage lender
JMAC Lending: wholesale and correspondent menus covering conforming, government, jumbo, non-QM and secondary financing. A comparison still depends on the goal, state, income, property and current program rules.
Conventional mortgageFHA loan
- Conventional mortgage
- FHA loan
How to use this section
Should I choose a partner upfront?
You can research lenders first, but the final comparison should reflect your income, credit, funds, property, state and timing.
Are all companies in the directory banks?
No. The directory includes wholesale lenders, banks, credit unions and specialty lenders.
Why are current rates not shown in one table?
Rates change and require context such as credit profile, points, lock date, property and loan type.
Compare options for your goal and income
Answer four short questions. We will identify lenders worth reviewing and contact you.