Axos Bank Mortgage Programs

When this lender may be reviewed

• The file may fit standard agency purchase or refinance guidelines.
• The requested loan amount or property falls outside standard conforming limits.
• The scenario may require a lender-held program outside a standard agency sale.
• A homeowner wants a reusable credit line secured by existing home equity.

When another lender may fit better

• another lender handles the income or property type under more suitable rules
• another lender offers a lower complete payment or closing cost for the same structure
• the program is unavailable in the state or does not fit the intended property use

What we need for a preliminary review

• loan goal and expected state
• property type, value and occupancy
• income type without sending sensitive documents
• timing and approximate transaction funds
• which of Conventional mortgage / Jumbo mortgage you want to compare

How we compare this lender with others

For Axos Bank, we first check whether Conventional mortgage, Jumbo mortgage and Portfolio mortgage apply to the state and property. We then compare income treatment, complete payment, costs, documentation and restrictions without promising approval.